Open Datasets × Indie & Seed Buyers

POST https://kyc-lite.x402.bazaar/v1/screen
Headers:  X-PAYMENT: usdc-base-amount=0.02
Body:     { "wallet": "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb1",
            "depth": "ubo3", "pep": true, "adverse_media": true }

200 OK
{
  "verdict": "CLEAR",
  "confidence": 0.97,
  "checks": {
    "ofac_sdn": { "hit": false, "matched_entity": null },
    "ofac_consolidated": { "hit": false },
    "eu_cfsp": { "hit": false },
    "uk_ofsi": { "hit": false },
    "un_consolidated": { "hit": false },
    "ubo_chain": { "depth": 3, "individuals": 1,
                   "ubo": { "name": "Sarah Chen", "country": "US",
                            "pep": false, "verified": true } },
    "adverse_media": { "hits": 0, "earliest": null },
    "company_registry": { "entity": "Indie Crypto LLC",
                          "jurisdiction": "Delaware (US)",
                          "status": "Active", "formed": "2024-08-12" }
  },
  "audit": { "request_id": "req_8f4e2c1a",
             "data_sources": ["ofac", "eu_cfsp", "uk_ofsi", "un",
                              "opencorporates_us_de", "opensanctions",
                              "doj_press", "edgar_enforcement"],
             "timestamp": "2026-10-16T14:23:11Z",
             "x402_settlement": "0xabc...def (Base, USDC, $0.02)" }
}

Savings: vs ComplyAdvantage $2,400/yr minimum → $0.02/call = $0.24/yr at Sarah's volume. Speed: full KYC bundle in 1.2s (vs 24-72h manual).

POST https://canary-indie.x402.bazaar/v1/portfolio
Headers:  X-PAYMENT: usdc-base-amount=0.50
Body:     { "tickers": ["WAL", "PACW", "FRME", "CVBF", "EWBC",
                        "PFG", "BOKF", "FHN", "KEY", "MTB"],
            "horizon_months": 12, "include_stress": true }

200 OK
{
  "portfolio_risk": {
    "composite_score": 38,   // 0-100; <50 = low, 50-70 = med, >70 = high
    "highest_risk": { "ticker": "WAL", "score": 71,
                      "drivers": ["cre_concentration_above_threshold",
                                  "uninsured_deposits_46pct",
                                  "fhlb_advance_growth_2w_+38pct"],
                      "failure_prob_12mo": 0.18 },
    "lowest_risk": { "ticker": "MTB", "score": 12,
                     "drivers": ["cre_below_threshold", "diversified_deposits"] }
  },
  "per_bank": [
    { "ticker": "WAL", "fdic_cert": 34309, "canary_score": 71,
      "cre_concentration_pct": 412, "cre_threshold_pct": 300,
      "uninsured_deposits_pct": 46, "tier1_leverage_pct": 9.2,
      "npas_to_assets_pct": 1.4, "fhlb_advance_2w_change_pct": 38,
      "failure_prob_12mo": 0.18, "stress_200bp_shock_loss_pct": -8.1 },
    ...  // 9 more banks
  ],
  "audit": { "data_sources": ["fdic_bankfind", "ffiec_cdr_q2_2026",
                               "fr_y9c_q2_2026", "fred_cre_index",
                               "fdic_failed_bank_history_2001_2026"],
             "timestamp": "2026-10-16T14:24:01Z",
             "x402_settlement": "0xdef...ghi (Base, USDC, $0.50)" }
}

Savings: vs Bloomberg Terminal $24K/yr → $50 portfolio screener/month = $0.50 × 12 = $6/yr. Speed: 10-bank portfolio in 0.8s with current FFIEC data.

POST https://regwatch-lite.x402.bazaar/v1/applicable
Headers:  X-PAYMENT: usdc-base-amount=0.50
Body:     { "sector": "B2B SaaS",
            "jurisdictions": ["DE", "FR"],
            "employee_count": 3,
            "activities": ["personal_data_processing",
                           "ai_inference",
                           "eu_payments"] }

200 OK
{
  "applicable_regulations": [
    { "id": "GDPR (Reg 2016/679)",
      "status": "IN_FORCE",
      "applicability": "MANDATORY (processes EU personal data)",
      "key_obligations": ["DPO if >5K data subjects",
                          "Article 30 records",
                          "72h breach notification"],
      "deadline": "ongoing" },
    { "id": "AI Act (Reg 2024/1689) + Digital Omnibus (Reg 2026/1744)",
      "status": "PHASED (Annex III postponed to 2027-12-02)",
      "applicability": "Limited-risk AI system (chatbot / RAG)",
      "key_obligations": ["Transparency (Art 50)",
                          "EU database registration if high-risk"],
      "deadline": "2026-08-02 (transparency), 2027-12-02 (high-risk)" },
    { "id": "DORA (Reg 2022/2554)",
      "status": "IN_FORCE since 2025-01-17",
      "applicability": "Out-of-scope (not a financial entity, no ICT third-party)",
      "deadline": "n/a" },
    { "id": "NIS2 (Dir 2022/2555)",
      "status": "DE: transposed (NIS2UmsuCG, 2025); FR: partial transposition",
      "applicability": "OUT-OF-SCOPE (<10 employees + <€10M revenue)",
      "deadline": "n/a" },
    { "id": "MiCA (Reg 2023/1114)",
      "status": "IN_FORCE",
      "applicability": "OUT-OF-SCOPE (no crypto, no CASP activity)" },
    { "id": "CBAM (Reg 2023/956)",
      "status": "DEFINITIVE 2026-01-01",
      "applicability": "OUT-OF-SCOPE (no physical goods import)" },
    { "id": "Data Act (Reg 2023/2854)",
      "status": "Cloud switching fees 2027-01-12",
      "applicability": "APPLIES (cloud B2B service to EU)",
      "key_obligations": ["Portability", "Switching fees caps"],
      "deadline": "2025-09-12 (general), 2027-01-12 (cloud)" }
  ],
  "summary": { "mandatory_count": 3, "phased_count": 1,
               "out_of_scope_count": 3, "total_estimated_compliance_hours": 22 },
  "audit": { "data_sources": ["eur_lex_api", "de_bundestag_nis2",
                               "fr_legifrance", "edpb_guidelines",
                               "ec_digital_omnibus_2026_1744"],
             "timestamp": "2026-10-16T14:25:33Z",
             "x402_settlement": "0xghi...jkl (Base, USDC, $0.50)" }
}

Savings: vs lawyer $5-15K engagement → 22 hours × $0 = $0 (DIY) + $0.50/call. Speed: full regulation map in 3.1s.

POST https://forge.mcp-builder.x402/v1/publish
Headers:  X-API-Key: forge_pk_live_...
Body:     { "name": "edgar-mcp",
            "openapi_url": "https://raw.githubusercontent.com/alex/edgar-mcp/main/openapi.yaml",
            "monetization": { "model": "per_call", "amount_usdc": 0.001,
                              "network": "base" },
            "registries": ["official", "glama", "smithery", "mcp_so",
                           "payapi_market"] }

200 OK
{
  "published": true,
  "server_id": "mcp_edgar_8f4e2c1a",
  "endpoints": [
    { "tool": "edgar_get_filings",
      "description": "Get latest 10-K, 10-Q, 8-K filings for a CIK",
      "price_usdc": 0.001 },
    { "tool": "edgar_get_xbrl",
      "description": "Get parsed XBRL financial statements for a CIK + concept",
      "price_usdc": 0.005 },
    { "tool": "edgar_full_text_search",
      "description": "Full-text search across all SEC filings",
      "price_usdc": 0.01 }
  ],
  "registries": {
    "official_mcp": { "status": "listed", "url": "https://modelcontextprotocol.io/servers/edgar-mcp" },
    "glama": { "status": "listed", "url": "https://glama.ai/mcp/servers/edgar-mcp" },
    "smithery": { "status": "listed", "url": "https://smithery.ai/server/edgar-mcp" },
    "mcp_so": { "status": "listed", "url": "https://mcp.so/server/edgar-mcp" },
    "payapi_market": { "status": "listed", "url": "https://payapi.market/api/edgar-mcp" }
  },
  "monetization": {
    "x402_wallet": "0xabc...def",
    "smart_order_router_eligible": true,
    "first_24h_calls": 12,
    "first_24h_revenue_usdc": 0.024
  },
  "test_results": { "claude_code": "pass", "cursor": "pass",
                    "windsurf": "pass", "replit_agent": "pass" }
}

Time to ship: 23 minutes from openapi.yaml to 4 registries live. Revenue: 12 calls × 0.1¢ = $0.024 in first 24h (compounding as Smart Order Router picks it up).

POST https://duedil-lite.x402.bazaar/v1/precheck
Headers:  X-PAYMENT: usdc-base-amount=1.00
Body:     { "company_name": "Acme AI Inc",
            "founders": ["Jane Smith", "John Doe"],
            "amount_usd": 25000,
            "include": ["sec", "ofac", "ubo", "delaware",
                        "doj_press", "uspto_patents", "edgar_enforcement"] }

200 OK
{
  "verdict": "PROCEED_WITH_CAUTION",
  "red_flags": [
    { "type": "ubo_inconsistency",
      "detail": "Delaware filing lists 2 directors; LinkedIn shows 3 founders",
      "severity": "low" }
  ],
  "checks": {
    "ofac": { "verdict": "CLEAR", "founders_screened": 2 },
    "ubo": { "company": "Acme AI Inc", "state": "Delaware",
             "status": "Active", "formed": "2024-09-15",
             "ubo_chain": [
               { "name": "Jane Smith", "ownership_pct": 51, "pep": false },
               { "name": "John Doe", "ownership_pct": 49, "pep": false } ] },
    "sec": { "filings_found": 0, "cik": null,
             "note": "Pre-revenue, no public filings" },
    "doj_press": { "matches": 0 },
    "edgar_enforcement": { "matches": 0 },
    "uspto_patents": { "matches": 0, "applications": 2,
                       "applicants": ["Acme AI Inc", "Jane Smith"] }
  },
  "estimated_completion_minutes": 14,
  "audit": { "request_id": "req_8f4e2c1a",
             "data_sources": ["ofac", "opencorporates_us_de",
                              "uspto_patentsview", "doj_press",
                              "edgar_enforcement"],
             "timestamp": "2026-10-16T14:27:45Z",
             "x402_settlement": "0xjkl...mno (Base, USDC, $1.00)" }
}

Savings: vs Checkr founder background $99-399/each → $1.00/call = $2-8 per precheck for 2-8 founders. Speed: 14 minutes vs 3-7 days manual DD.