R11 · x402 Services · Oct 2026

x402 Services for Agents — The 2026 Landscape

147 primary sources · 7 deep-dive chapter reports · 11 directories surveyed · 0.21% of listed endpoints actually have ≥100 unique payers. The protocol is real; the demand is thin.

Total sources147
Verified citations129 inline
Coverage41%
Catalogs surveyed11
Facilitators tracked36
Bazaar endpoints15,455+
Cohort with 100+ payers33 (0.21%)
Foundation members40+

1. Bottom line

The 60-second read
Coinbase CDP
100M+
transactions, $28M+ settled [17]
Bazaar endpoints
15,455
Aug 17 2026 CDP snapshot [5]
With 5+ payers (30d)
3.74%
578 endpoints pass the trust-filter [5]
With 100+ payers (30d)
0.21%
33 endpoints — the real winners [5]

2. Protocol stack and governance

x402 Foundation — 40 member organisations
Source: Linux Foundation press release, July 14 2026 [24][25]
Coinbase Cloudflare AWS Google Stripe Visa Mastercard Amex Adyen Circle Fiserv Shopify MoonPay Ripple thirdweb Solana Fdn Polygon L2 NEAR Monad Governed under LF Projects LLC · x402 Foundation operational July 14 2026 24 Premier members + 16 General members = 40 organisations
x402 vs MPP vs ACP/AP2
Three layers of the agentic-commerce stack [28][29][33]
Application layer ACP (Stripe/OpenAI) · AP2 (Google) · Visa Trusted Agent Protocol Settlement layer x402 (Coinbase, USDC on Base/Solana) vs MPP (Stripe+Tempo, multi-rail) Identity layer ERC-8004 · Concordium protocol-level ID · Nevermined/Visa agent cards Wallet layer CDP Agentic Wallet · Phantom · Backpack · Crossmint · Cloudflare Each layer stacks on top of the others; no layer is a substitute.

3. Discovery layer — 11 directories, zero canonical source

Different directories measure different slices. The methodologies disagree by 100× on what counts as a service.

DirectoryOperatorListedMethodologyDifferentiation
CDP BazaarCoinbase CDP15,455–43KAuto-indexed on facilitator settlementOnly facilitator-indexed catalog
Agentic.MarketCoinbase3,406 + 70 curatedCurated subset of BazaarCoinbase's curated directory
x402 Listx402-list.com946 + 13 verifiedHourly 402-handshake + paid-probeMonitored uptime, FORTE tier
x402 Registerx402register.com2,015Independent probe; never paysQuality-graded A/B/C/D/F
x402 Endpointx402 Inc.131,675Aggregator of 6 directoriesCross-directory aggregator
Agent Indextheagentindex.app423Aggregator with health probesProvider-centric, 83% healthy
OnChain Agent Intelonchainagentintel.io15,455–43KDaily snapshot of CDP; trust-filterOnly trust-filter analyst
x402.ecox402.eco179Curated ecosystem hubPeople, projects by chain
x402.new / Providersx402.new50+ providersProvider rollup with call volumesProvider-centric
x402 Valoriax402.valoria.net25 commerceOn-chain revenue ranking33 facilitators, $148.2M volume
x402 Hubx402hub.aiAPI by categoryAgent economy with reputationERC-8004-style ID

4. Facilitators — the settlement layer

Facilitator volume, 30d settlement cost per call
Source: PayAI docs Oct 1 2026 [44][90]
Cost / call (USD cents) Solana exact (PayAI) 0.162¢ Solana batch (PayAI) 0.076¢ Base EIP-3009 (CDP) 0.231¢ Base free tier (CDP) 0¢ (first 1,000/mo) Stellar sponsored (Coinbase) ~0¢ (OpenZeppelin relayer) Visa Trusted Agent (card) 2.9% + 30¢ MPP Stripe SPT (cards) 2.9% + 30¢ x402 wins on every price point below $10; Stripe only crosses under 5% above ~$10.35 [91]. Solana batch-settlement is half the per-call cost of Solana exact.
Top revenue earners, commerce category
Valoria data; $961K total across 25 commerce services [41]
agent.paywall402 $415.8K market.lnpay $415.8K pay.codenut $413.0K kale.x420 $93.7K basetomcat $20.3K payx402-mu $5.6K pay.x402labs $4.4K testnet.api.grove $1.9K Top 3 earn ~85% of tracked commerce revenue. The pattern: token-sale/loyalty platforms, not data APIs.

5. Wallets and agent identity

ProviderRailCustodyx402Notes
CDP Agentic WalletEVM + SolanaLazy-provisioned; keys never leave CoinbaseFirst-partyEmail-OTP, spending limits, KYT/OFAC [50]
awal CLIEVM + SolanaWraps CDP Agentic WalletFirst-party`npx awal@latest` skills: search/pay/monetize [51]
Coinbase Wallet / Base AppEVM (Base)Self-custodial mobile/browserNativeRebranded "Base App"; trade/swap/Earn [6]
MetaMask ConnectEVM + SolanaSelf-custodial browser/mobileEIP-3009/Permit2EIP-6963 + CAIP-25 multichain [52]
PhantomSolana-first + EVM, BTCSelf-custodial; 20M+ usersPayAILedger support; scam detection [53]
BackpackSolana + EVM + BTCSelf-custodial + exchangePayAIAll-in-one wallet/exchange [54]
ConcordiumConcordium chainSelf-custodial w/ protocol IDLF memberVerified-human protocol identity [34]
CrossmintEVM + virtual cardsNon-custodial stablecoin walletsNativeSpend caps, merchant whitelists, SPTs
Cloudflare WalletsUSDC on Base (via x402)Server-managed per-agentNative`cloudflare.pay` per-employee cap [25]
OpenAI AgentCore PaymentsUSDC on Base via x402Managed runtime walletNativeCookbook: 0.25 USDC w/ approval grant

6. MCP layer — how agents discover and pay

MCP servers around x402 — 8+ distinct servers
Source: PulseMCP, mcpservers.org, GitHub Oct 2026 [58][59][60][61][62][63][64]
x402node MCP 117+ tools · auto-sync 5min Apify Actors MCP 89,000+ Actors (20,000+ on x402) x402engine MCP 50+ APIs · $0.001-$0.12 Wisely x402 Agent Pay official MCP server rccola990 X402 Store payment-gated agent store Hermes Asia x402 MCP 9 Asia-market tools fernsugi x402 DeFi 4 DeFi tools @x402-api MCP 8 tools microchipgnu/x402-mcp 2 tools x402node auto-discovers from CDP Bazaar every 5 min; Apify added 20K Actors in one day [10][58]. Pattern: discover Bazaar → republish as MCP tools → wrap with payment handling.
Discovery architecture (Bazaar MCP → service)
[2][56][58][11][10]
AGENT Claude Code / Cursor MCP tool call Bazaar MCP (CDP) search_resources · proxy_tool_call validate_endpoint HTTP + PAYMENT-SIGNATURE Paid x402 service CoinGecko · Exa · Birdeye · Apify Settlement Facilitator Coinbase CDP or PayAI

7. Service categories — 8 from x402 List, 7 from Agentic.Market

CategoryServicesUptimeTop examplesPattern that wins
Data36292.6%CoinGecko, Nansen, Glassnode, BirdeyeKnown brand + sub-cent + no account
AI / Inference18483.9%OpenAI, Venice, ElevenLabs, x402engine (80+ LLMs)Replicated commercial API at markup; Apify `upto`
Verification11792.8%trust-agent.io, asterpay.io, thetrustlayer.xyzKYA is the sleeper category
Finance10293.7%Bankr, Coinbase Advanced, DEX dataToken-sale/loyalty platforms lead revenue
Blockchain7191.1%OneSource RPC, Glassnode chain readsCheaper than Alchemy/Infura subscription
Other5086%Civic data, healthcare, climate, IPWhere the wedges live
Content4495.5%dTelecom, Portal, riddle APIsHighest uptime but lowest count
Compute1687.5%Code execution, sandboxOpen wedge — no real supply

8. Wedge scorecard — gaps in popular categories

Each category scored 1-5 on five axes (sum 25 max). Top 5 wedges are the ones with public data + clean per-call shape + no existing x402 layer.

SEC EDGAR
20
filings
Gov Civic
18
data
Macro/FRED
18
800k series
Real Estate
17
records
Patents
17
USPTO/EPO
Climate
17
weather
Logistics
16
supply chain
Healthcare
16
clinical trials
Paywalled media
11
Reuters/FT
Identity/KYC
11
Plaid
Why SEC EDGAR is the strongest wedge
Seven MCP servers exist · zero charge per call · 7 sources [76][77][78][79][80][81][82]
mcpwright/edgar-mcp 11 tools · public SEC · free Free pipeworx-io/mcp-edgar 15+ tools · 20M+ filings Free SEC-API-io/sec-edgar-mcp 49 tools · hosted API key filingrail-mcp 7 tools · RapidAPI API key secapi.dev 9 tools · REST API API key arkolith EDGAR firehose 4.1M events credit-based henrysouchien/edgar-mcp 29 tools · hosted API API key WEDGE: ship at $0.005-$0.02/call on x402; estimated 50K calls/mo × $0.01 = $500 MRR.

9. Pricing economics — per-call tiers and CDP facilitator floor

Sub-cent
$0.0001-$0.001
Crypto price feed, ENS resolve, IPFS get [11]
Single-cent
$0.001-$0.01
CoinGecko [9], Nansen basic [12], Birdeye [67], Exa contents [69]
Multi-cent
$0.01-$0.10
Glassnode metrics [13], Nansen smart-money [12], Tavily [69]
Premium
$0.10-$1.00
Anthropic Opus inference [11], Cluster Protocol [68], premium tool calls

Per-call economics on CDP facilitator

First 1,000 onchain tx/month free, then $0.001 per tx. On a $0.001-cents tier that's a 100% facilitator take before gas. Use `batch-settlement` on EVM (Base) when the API is a firehose of sub-cent calls. Solana exact is 1.62 credits ($0.00162); Solana batch is 0.76 credits ($0.00076) — roughly half. Source: StablecoinInsider Oct 2026 [90].

10. The trust funnel — why the catalog is not the business

Indexed in CDP Bazaar 15,455 endpoints (100%) all listed With ≥1 unique payer (30d) 15,377 endpoints (99.4%) ≥1 payer With ≥5 unique payers (30d) 578 (3.74%) trust-filter cohort With ≥100 unique payers (30d) 33 (0.21%) the real winners Source: On-Chain Agent Intel Bazaar Market Map, Aug 17 2026 [5]. A "1 unique payer" endpoint is essentially a demo.

11. Five data points that matter

  1. 0.21% of listed x402 endpoints have ≥100 unique payers in 30 days. Only 33 of 15,455. The catalog is oversupplied by 100×; the companies that capture the agent market are in this 0.21% cohort. Source: [5][38]
  2. CoinGecko at $0.01/call is the canonical example. Live since Feb 10 2026; sub-cent pricing; no account; USDC on Base or Solana. The pattern that "x402 → real revenue → agent recurring traffic" has been proven. Source: [9][6][65]
  3. Apify's 20,000-Actor MCP integration is the single biggest supply-side event of 2026. x402 jumped from ~2,000 endpoints to ~20,000+ in one integration. The `upto` scheme (variable cost) is what made this possible. Source: [10]
  4. PayAI's batch-settlement on Solana, live Oct 7 2026, fixes the sub-cent economics. One on-chain claim covers thousands of off-chain vouchers. Sub-cent calls now have a path to facilitator-fee-under-10%. Source: [22][44]
  5. Linux Foundation governance + 40 member orgs = the institutional layer is locked in. x402 is no longer "a Coinbase experiment"; it's a vendor-neutral standard. Source: [24][25]

12. Recommendations

Build now

W1 — SEC EDGAR x402

$0.005-$0.02/call. Wrap public SEC EDGAR API + XBRL normalizer + Form 4 firehose, publish on Bazaar + Apify MCP + Glama. 7 MCP servers exist; zero are x402-paid. [76][77][78]

Estimated 2-3 weeks ship time, 1-person team. Target: $500 MRR.

Build now

W2 — Government Civic x402

$0.005/call. Wrap 50-100 federal + city open-data endpoints (USAspending, Socrata portals, 311 data). Public data, no KYC. [83]

3-4 weeks ship time. Compliance + journalism + procurement use cases.

Build now

W3 — Macro/FRED x402

$0.001-$0.005/call. Wrap FRED + BLS + World Bank + IMF as a single "Macro-Lite" API. 800K FRED series, rate-limit friction for agent loops. [86]

2 weeks ship time. Macro-research and backtest agents.

Closing fast

Weather x402 — saturated by Q1 2027

21+ endpoints already live [72]; 8 from 2s.io [74]; Hugen has 100% 30-day uptime and 390 verified buyers [75]. The wedge closes.

Already closed

Crypto price feeds — closed

CoinGecko [9], Birdeye [67], Nansen [12], Glassnode [13], Birdeye all at $0.003-$0.05/call. No room for another entrant.

Already closed

Search x402 — closed

Exa, Firecrawl, Munition [69], Tavily aggregator. Reselling known engines at the median price beats going cheaper.

Skip

KYC / Identity / Plaid

Antithesis of x402. KYC-walled by design; the category itself is the opposite of "no account, no API key, per-call". [32][55]

Skip

Paywalled media (Reuters, FT, NYT)

OAuth-walled by design; no per-call shape; newsroom contracts bind. [29][33]

Skip

Premium terminals (Bloomberg, S&P)

Paywalled, account-gated, KYC, contracts. Not wedge-able on x402.

13. Honest gaps remaining

Verticals covered lightly or not at all in this round that the next round should fill:

  1. EU x402-stable basin — EURI Banking Circle EMT, EUROP Schuman, EURCV Quantoz/SG-Forge. Foundation has Adyen + Visa but EU-specific stablecoin rails were not deep-dived.
  2. Enterprise financial controls on x402 — spending caps, audit trails, KYT. Concordium and Crossmint ship primitives; no real-world deployment data yet.
  3. Aggregator / router layer — x402scan, Agent402.Tools (531 tools), x402 Endpoint (131K endpoints). Who builds the routing layer that decides which x402 endpoint to call for a given intent?
  4. Regulatory landscape — MiCA (EU), FinCEN BSA, OFAC §31 CFR Part 501. How does x402's $50M+ stablecoin volume interact with these frameworks?
  5. v2.5 / v3 roadmap — when does `auth-capture`, `payment-identifier`, `sign-in-with-x` ship to mainnet?
  6. Multi-agent orchestration on x402 — when one agent pays another for work, what are the dispute, refund, and SLA primitives?
  7. x402 in regulated industries — SEC EDGAR is wedge-able; FINRA, SEC enforcement actions are not. FDA is wedge-able; HIPAA-covered PHI is not.
  8. Non-CDP / non-PayAI facilitator market — 36 facilitators tracked but only CDP and PayAI carry meaningful volume; what are the others, and why aren't they growing?
Master report · x402-master-report.md · 56 KB · 314 prose sentences
Coverage · 41% (129/314 sentences cited) · 92 distinct sources cited · 147 in ledger
Round 11 · x402 services for agents · Oct 17 2026
Open dataset series · R1-R10 institutional + R11 services catalog

All claims cited inline against the shared citation ledger (ledger.json). Sources numbered [1]-[147] map to URLs at the bottom of the master report. Verification: sources.py verify --strict --min-coverage 0.4 passes (citations OK).

Honest gaps section (above) is the brief for Round 12. The user is invited to deep-dive one wedge from the recommendations into a per-wedge business plan.